Share & Certificate Rates
Share Rates
Type |
Balance |
Annual Percentage Rate |
Annual Percentage Yield |
Minimum Deposit |
Regular |
$0.01 and up |
0.05% |
0.05% |
$10.00 |
IRA |
|
0.10% |
0.10% |
|
Holiday |
|
0.05% |
0.05% |
|
Special Savings |
|
0.05% |
0.05% |
|
Certificate Rates
|
Regular and IRA |
|
Min. Opening Deposit |
$1,000.00 |
|
Dividends Compounded |
Monthly |
|
Dividends Credited |
Monthly |
|
Dividends Period |
Calendar Month |
|
|
Minimum |
APR |
APY |
|
|
|
6 Months |
$1,000.00 |
4.45% |
4.55% |
|
|
|
12 Months |
$1,000.00 |
4.36% |
4.45% |
|
|
|
24 Months |
$1,000.00 |
3.44% |
3.50% |
|
|
|
36 Months |
$1,000.00 |
2.96% |
3.00% |
|
|
|
48 Months |
$1,000.00 |
2.96% |
3.00% |
|
|
|
*26 Month “Head of the Class” |
$1,000.00 |
3.49% |
3.55% |
|
|
|
Additional Deposits |
Not Allowed |
|
Withdrawals |
Allowed With Penalty |
|
Renewable |
Automatic |
|
*Allows one dividend rate increase during the term.
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