No matter how you make your payment (by check, payroll deduction, or automatic transfer), you can choose to skip it for a one-time fee of $40.  Contact us by close of business on
October 31, 2020 for the November skip, November 30, 2020 for the December skip, or December 31, 2020 for the January skip.  Provide a check for $40 per loan or permission to debit the fee(s) from your account.  For more information or to request a Skip-A-Pay, please contact us at 800.830.3078.


*This program is not available for share secure or better choice loans, home equity products, credit cards, mortgages, or loans less than six months old.  Only one payment can be skipped per eligible loan.  There is a fee of $40 per loan skipped.  Normal finance charges will continue to accrue during the Skip-a-Payment period and will be payable with your last payment.  The Skip-a-Payment offer will result in your loan term being extended for one month.  Additional limitations may apply.  If your loan payment is set up to automatically be deducted by direct deposit, payroll deduction, automatic transfer, or ACH, the amount that would normally be applied to your loan payment will remain in your savings account or share draft account at WAFCU.  We are federally chartered as Washington Area Teachers FCU.  WAFCU reserves the right to refuse any Skip-a-Payment request and will advise you only if your request is denied.