Loan Rates
| Type | Term | APR* | Notes |
|---|---|---|---|
| New Auto (model year 2018/2019) | Up to 48 months | 3.25% | For well-qualified applicants |
| New Auto (model year 2018/2019) | 49 to 60 months | 3.50% | For well-qualified applicants |
| New Auto (model year 2018/2019) | 61 to 72 months | 3.75% | For well-qualified applicants |
| New Auto (model year 2018/2019) | 73 to 84 months | 4.00% | For well-qualified applicants |
| Used Auto (model year 2019-2016) | Up to 36 months | 3.50% | For well-qualified applicants |
| Used Auto (model year 2019-2016) | 37 to 60 months | 3.75% | For well-qualified applicants |
| Used Auto (model year 2019-2016) | 61 to 72 months | 4.00% | For well-qualified applicants |
| Used Auto (model year 2015) | Up to 36 months | 4.00% | For well-qualified applicants |
| Used Auto (model year 2015) | 37 to 48 months | 4.25% | For well-qualified applicants |
| Used Auto (model year 2015) | 49 to 60 months | 4.50% | For well-qualified applicants |
| Used Auto (model year 2014-2012) | Up to 36 months | 4.25% | For well-qualified applicants |
| Used Auto (model year 2014-2012) | 37 to 48 months | 4.50% | For well-qualified applicants |
| RV, Motorcycles, Power Sport and Boats (model year 2018/2019) | Up to 60 months | 4.75% | For well-qualified applicants |
| RV, Motorcycles, Power Sport and Boats (model year 2018/2019) | 61 to 72 months | 6.25% | For well-qualified applicants |
| RV, Motorcycles, Power Sport and Boats (model year 2017-2014) | Up to 60 months | 7.00% | For well-qualified applicants |
| Share Secured | Up to 120 months | 3% over share rate | For well-qualified applicants |
| Personal | Up to 60 months | 10.25% | For well-qualified applicants |
| VISA Credit Card | Revolving | 7.99%-15.74% | Based on creditworthiness. |
| Equity Term Loan | 60 months | 3.50 % up to 80% Loan-to-Value | For well-qualified applicants |
| Equity Term Loan | 60 months | 3.75% up to 90% Loan-to-Value | For well-qualified applicants |
| Equity Term Loan | 120 months | 4.00% up to 80% Loan-to-Value | For well-qualified applicants |
| Equity Term Loan | 120 months | 4.25% up to 90% Loan-to-Value | For well-qualified applicants |
| Equity Term Loan | 180 months | 4.25% up to 80% Loan-to-Value | For well-qualified applicants |
| Equity Term Loan | 180 months | 4.50% up to 90% Loan-to-Value | For well-qualified applicants |
| Mortgage – Credit Union NMLS: 509393 | Up to 360 months | loans@watfcu.org or call for current rate | Purchase or Refinance |
Apply for auto, personal, seasonal, or RV loans
here.Apply for a first mortgage or mortgage refinance: please call 724.222.8064 or email loans@watfcu.org for more information.
Credit Union NMLS: 509393
*APR=Annual Percentage Rate. Final APR subject to applicant’s qualifications, repayment terms, and standard risk-based lending guidelines.
Ask your WAFCU Loan Specialists for more details.
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