Loan Rates
| Type | Term | APR* | Notes |
|---|---|---|---|
| New Auto (model year 2019/2020) | Up to 84 months | As low as 3.25% | For well-qualified applicants |
| Used Auto (model year 2020-2017) | Up to 72 months | As low as 3.50% | For well-qualified applicants |
| Used Auto (model year 2016) | Up to 60 months | As low as 3.99% | For well-qualified applicants |
| Used Auto (model year 2015-2013) | Up to 48 months | As low as 4.15% | For well-qualified applicants |
| Used Auto (model year 2012 or older) | Up to 36 months | As low as 9.75% | For well-qualified applicants |
| RV, Motorcycles, Power Sport and Boats (model year 2019/2020) | Up to 72 months | As low as 4.75% | For well-qualified applicants |
| RV, Motorcycles, Power Sport and Boats (model year 2018-2015) | Up to 60 months | As low as 7.00% | For well-qualified applicants |
| RV, Motorcycles, Power Sport and Boats (model year 2014 or older) | Up to 36 months | As low as 9.75% | For well-qualified applicants |
| Share Secured | Up to 120 months | 3% over share rate | For well-qualified applicants |
| Personal | Up to 60 months | 10.25% | For well-qualified applicants |
| VISA Credit Card | Revolving | 7.99%-15.74% | Based on creditworthiness. |
| Equity Term Loan | Up to 180 months | As low as 3.50% up to 80% Loan-to-Value | For well-qualified applicants |
| Equity Term Loan | Up to 180 months | As low as 3.75% up to 90% Loan-to-Value | For well-qualified applicants |
| Mortgage – Credit Union NMLS: 509393 | Up to 360 months | loans@watfcu.org or call for current rate | Purchase or Refinance |
Apply for auto, personal, seasonal, or RV loans
here.Apply for a first mortgage or mortgage refinance: please call 724.222.8064 or email loans@watfcu.org for more information.
Credit Union NMLS: 509393
*APR=Annual Percentage Rate. As of February 3, 2020. APR based on creditworthiness, loan terms, and collateral. Rates, terms, and conditions are subject to change.
Ask your WAFCU Loan Specialists for more details.
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