Loan Rates
| Type | Term | APR as low as* | Notes |
|---|---|---|---|
| New Auto (model year 2019-2021) | 12 to 84 months | 2.65%-3.55% | For well-qualified applicants |
| Used Auto (model year 2021-2017) | 12 to 72 months | 2.70%-3.10% | For well-qualified applicants |
| Used Auto (model year 2016-2014) | 12 to 60 months | 3.15%-3.25% | For well-qualified applicants |
| Used Auto (model year 2013-2012) | 12 to 48 months | 3.99% | For well-qualified applicants |
| Used Auto (model year 2011 or older) | 12 to 36 months | 9.75% | For well-qualified applicants |
| RV, Motorcycles, Power Sport and Boats (model year 2019-2020) |
12 to 72 months | 4.75%-6.25% | For well-qualified applicants |
| RV, Motorcycles, Power Sport and Boats (model year 2018-2015) |
12 to 60 months | 7.00% | For well-qualified applicants |
| RV, Motorcycles, Power Sport and Boats (model year 2014 or older) |
12 to 36 months | 9.75% | For well-qualified applicants |
| Share Secured | 12 to 120 months | 3% over share rate | For well-qualified applicants |
| Personal | 12 to 60 months | 10.25% | For well-qualified applicants |
| VISA Credit Card | Revolving | 7.99%-15.74% | Based on creditworthiness |
| Equity Term Loan | 60 to 180 months | 2.95-3.30% up to 80% Loan-to-Value |
For well-qualified applicants |
| Equity Term Loan | 60 to 180 months | 3.20%-3.65% up to 90% Loan-to-Value |
For well-qualified applicants |
| Mortgage – Credit Union NMLS: 509393 | 180 to 360 months | loans@watfcu.org or call for current rate |
Purchase or Refinance |
Apply for auto, personal, seasonal, or RV loans
here.Apply for a first mortgage or mortgage refinance: please call 800.830.3078 or email loans@watfcu.org for more information.
Credit Union NMLS: 509393
*APR=Annual Percentage Rate. Displayed rates are available to well-qualified applicants. Final APR may be higher than the displayed range and is based on creditworthiness, repayment terms, and collateral. APR’s shown are available as of March 2, 2021. Rates, terms, and conditions are subject to change.
Ask your WAFCU Loan Specialists for more details.
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