Washington Area Credit Union

Washington Area Teachers Federal Credit Union
Washington Area Teachers Federal Credit Union: People Helping People

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PRODUCTS & SERVICES

Loans

When you need a loan, look to us for your financing.  WATFCU has money to lend to you for a variety of worthwhile purposes. We offer both term loans and credit lines to meet your borrowing needs.  We can to help you reach your goals.  “People Helping People” – We can make your dreams come true at WATFCU.

We offer the following types of consumer loans for your convenience:

Automobile

If you need assistance in choosing, negotiating, or financing the right vehicle, we are here to help you make the best decision for your budget before you purchase your next vehicle. Whether you are looking for a new or used vehicle or want to lower your current payments, contact us to put the wheels in motion towards your getting behind the wheel of that new or used vehicle.

We offer:

  • Attractive rates and terms for new and used automobile loans
  • Affordable Credit Life and Disability Insurance
  • Cash, payroll deduction or automatic transfer payment options

Motorcycles, RVs & ATVs

  • Motorcycles, motor homes, travel trailers, ATVs, and other recreational loans.
  • Affordable credit life and disability insurance
We Do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

 

Mortgages

Our goal is to make obtaining a home mortgage as convenient as possible for our membership. We can help you:

  • Purchase or refinance your home at competitive rates
  • Minimal closing costs
  • Various mortgage and payment programs
  • Affordable credit life and disability

Personal Loans

  • Personal loans and personal credit lines up to $10,000
  • Variety of flexible repayment terms
  • Cash, payroll deduction, or automatic payment
  • Affordable credit life and disability insurance

Home Equity Loan

  • Home Equity Loans and credit lines for debt consolidation, home improvements or educational expenses up to $100,000

Seasonal Loans (Holiday Loan, Spring Break Loan, Summer Vacation Loan)

  • Variety of flexible repayment terms
  • Cash, payroll deduction, or automatic payment
  • Affordable credit life and disability insurance