PRODUCTS & SERVICES
IRA Certificates
We offer a variety of Individual Retirement Account (IRA) programs. All are Federally insured up to $250,000 per account by the National Credit Union Administration.
Traditional IRA
Returns on your Traditional IRA investment are tax deferred until you make a withdrawal from the account, at which point you pay taxes on all pre-tax dollars. Traditional IRA accounts are a more flexible retirement savings account, meaning the account can be used for other important life events.
Roth IRA
A Roth IRA is designed for middle-income members who do not qualify for the Traditional IRA annual tax deductible contribution, but still want to take advantage of tax-free earnings growth.
Educational IRA
An Educational IRA can be opened for any child under the age of 18 to fund his or her education. Withdrawals from the account are tax-free if used to pay for primary, secondary, or post-secondary education expenses.
