PRODUCTS & SERVICES
We offer a variety of Individual Retirement Account (IRA) programs. All are Federally insured up to $250,000 per account by the National Credit Union Administration.
Returns on your Traditional IRA investment are tax deferred until you make a withdrawal from the account, at which point you pay taxes on all pre-tax dollars. Traditional IRA accounts are a more flexible retirement savings account, meaning the account can be used for other important life events.
A Roth IRA is designed for middle-income members who do not qualify for the Traditional IRA annual tax deductible contribution, but still want to take advantage of tax-free earnings growth.
An Educational IRA can be opened for any child under the age of 18 to fund his or her education. Withdrawals from the account are tax-free if used to pay for primary, secondary, or post-secondary education expenses.